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Money Healing Club

Membership

GET BETTER WITH MONEY FROM THE INSIDE OUT.

The Money Healing Club is your one-of-a-kind blend of emotional support, practical money education, creative healing, and shame-free community – led by Certified Financial Therapist™ and Art Therapist Rachel Duncan.

This is Financial Therapy: the best-kept secret for finally understanding your money patterns, calming your nervous system around finances, and becoming someone who can actually trust themselves with money.

You need a place where your money story makes sense.
A guide who can help you untangle it.
And a community where you can stop feeling like  you’re the only one struggling.

Join now, doors close July 12
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Meet Rachel Duncan MA CFT™ ATR-P

Rachel is here to help you understand why money feels so emotional in the first place & then walk you toward more clarity, confidence, and control.

Her work blends therapy-informed support, financial education, creative processing, and deep compassion. The kind of support that makes people say, “Wait… why has no one ever explained money to me like this before?”

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Certified Financial Therapist™

Registered Art Therapist®

Your Money Bestie

Spoiler:

it’s not about the lattes.

Your money decisions are emotional. 

They’re connected to safety, identity, family, relationships, self-worth, and survival.
Impulse spending, bank account avoidance, late-night panic scrolling, secret credit card shame, the “I’ll start Monday” budget spiral…  none of that means you’re bad with money.
It means your money stress has been running the show.
And the advice you’ve heard?
“Just make a budget.”
“Stop buying lattes.”
If that worked, you wouldn’t be here….

The real shift is this: Instead of shaming your emotions, you learn how to work with them.
Inside the Money Healing Club, you’ll get practical money tools and emotional healing support — so you can stop fighting yourself and start building money habits that actually last.

Why does money feel so hard?

Because money is your whole dang story… 

Money touches everything: your relationships, your career, your family, your identity, your choices, your freedom, your future.

That’s why Financial Therapy works.

It doesn’t treat money like a numbers problem. It treats money like a doorway into understanding why you do what you do and how to finally choose something different.

Rachel’s approach is simple, powerful, and deeply human:

Process the emotions first. Organize the numbers second.

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What makes this membership different??

A vintage pharmacy notepad with space for writing medication details, including sections labeled 'To:', 'Date:', and a grid for additional information. 
No shame.
More healing.

The Money Healing Club blends:

  • Practical money skills

  • Emotional exploration

  • Creative healing

  • Supportive community

  • Structure without rigidity

  • Education without overwhelm

  • Compassion without enabling

  • All around the topic of money.

The Club is proudly feminist, trauma-aware, and anti-shame.

This is a space where inclusion, respect, and emotional safety matter. You can show up exactly as you are… whether your money feels messy, confusing, embarrassing, avoidant, chaotic, or “I don’t even want to look at it” hard.

You are in the right place to begin again.

→ Curious what that looks like? Read our Community Guidelines. 

Do you wish you could

  • Reduce the urge to impulse shop

  • Spend less without cutting out joy

  • Say “not today” to Target, Amazon, or Sephora without feeling deprived

  • Open your bank account without your stomach dropping

  • Talk about money without guilt, secrecy, or shame

  • Know when marketing is manipulating you

  • Spend in alignment with your actual values

  • Save consistently and feel worthy of holding money

  • Stop living in financial chaos

  • Trust yourself again

The Club was built for this.

Join for $59/month — less than your last Target run.

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“just this once…”

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Money doesn’t have to

  • Trigger you every time you open your bank account

  • Create secrecy or resentment in your relationships

  • Feel like a mystery everyone else figured out

  • Keep you stuck in impulse spending and shame spirals

  • Make you feel like you’re constantly starting over

  • Define your worth

  • You can have a different relationship with money.

    … And you don’t have to build it alone.

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Where’d my money go?

A white adhesive strip or tape with a soft, fibrous texture, overlapping itself.

“Before I joined the club I felt a bit out of control with my spending… and I know now I am pausing before spending. That's huge. I have identified long term goals and when faced with an impulse purchase I am able to ask myself ‘do you want this or save for that?’ It really works.”

— KH
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You’re in the right place if

Budgeting bums me out…

You’re ready to stop struggling with money — and start belonging to a community that gets it.

The Money Healing Club membership is for you if:

  • You’re pro-therapy (bonus if you’re already in therapy) and want a money space that feels just as safe and supportive.

  • You’re tired of white-knuckling it alone — you thrive when you’ve got a group to plug into.

  • You secretly love joining memberships, book clubs, or classes… but wish there was one that actually helped with money.

  • You bounce between impulse buys and “I swear I’ll start budgeting this week” energy, and you’re ready for something more sustainable.

  • You’ve been craving judgment-free conversations about money with people who just get it.

  • You identify as feminist (it’s not just for gals) and are sick of finance bros yelling about hustle and deprivation.

  • You want a mix of structure and play — spreadsheets when you need them, art when numbers feel too heavy.

→ If you’ve ever thought, “Ugh, why isn’t there a money club for people like me?” — congratulations, you just found it.

The membership isn’t for you if:

  • You want a quick fix or one-time money bootcamp.

  • You want strict rules, shame-based accountability, or traditional financial advice.

  • You hate community spaces and prefer to figure everything out alone.

  • You are not open to exploring the emotional side of money.

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A round, beige paper tag with a white string tied through a hole at the top. The tag has white text that reads: "What you get inside the Money Healing Club Membership."
  • Monthly money healing

    Inside Rachel’s money healing world, you’ll receive ongoing support through:

    1. Live Money Healing Sessions
    Group sessions with Rachel to help you unpack your money patterns, regulate your nervous system, and feel less alone in the process.

    This is our monthly gathering to slow down, reconnect with ourselves, and tend to our relationship with money, together. Always on the first Wednesday of the month.

  • Person in yellow sweater writing in a notebook with a laptop open nearby during a community forum.

    2. Community Support & Conversation
    A private, supportive space to ask honest questions, share what’s coming up, and be witnessed by people who truly get it.

  • desktop computer with a screenshot of a woman talking to the camera

    3.Practical Money Education
    Simple, grounded teachings around spending, saving, planning, and understanding your money without shame, jargon, or overwhelm.

  • 12 Week Roadmap to Money Healing Course

    4.Creative Money & Art Practices
    Guided creative sessions that help you process the emotions, stories, and patterns that numbers alone can’t always reach.

  • A woman holding notebooks standing in front of a sign that says 'Get Your Money Organized'.

    5. Tools, Prompts & Monthly Practices
    Reflection prompts, challenges, check-ins, and practices to help you build awareness, self-trust, and a steadier relationship with money over time.

  • Person sitting on a leather couch holding and counting cash, wearing ripped jeans and a white shirt, with money scattered at their feet, overlaid with the text 'Magical Money Mini Course'.

    6. Deeper Support & Member Perks
    Access to seasonal challenges, weekly check-ins, and discounts on 1:1 sessions and small group intensives when you want more personalized support.

Get all of this for less $ than your last impulse buy
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An off-white envelope with a card inside that reads "You're invited!" in large, orange text, partially visible.
Virtual meeting with five people on a video call, a smartphone displaying a list of events, and financial documents with fixed expenses and monthly totals.

Let’s do the math…

Register total screen saying 'More than $59 a month' 
What does impulse spending cost you now?

Numbers… the Fun Kind

The Club costs less than your last impulse buy.

You already know impulse spending adds up fast:

Target run: $75
Sephora splurge: $120
Amazon black hole: $250

That’s hundreds of dollars a month slipping through your fingers — and possibly onto your credit card.

For $59/month, the Club can pay for itself the first time you don’t click “buy now.”

But the real value is bigger than that.

It’s the relief of opening your bank account without panic.

It’s the confidence of understanding your patterns.

It’s the support of being in a room where money shame can finally come out of hiding.

It’s the lifetime value of learning how to relate to money differently.

Black calculator with buttons for numbers and basic operations, placed on a white background.
Join now, doors close July 12

Why is Money so Emotional?

Because money isn’t math.
It’s memory.
It’s safety.
It’s identity.
It’s power.
It’s belonging.
It’s the story you inherited and the one you are learning how to rewrite.
That’s why Rachel’s work is different.
She is trained in both therapy and personal finance, which means she can help you work with the real root of your money patterns — not just hand you another budget and hope for the best.
The Money Healing Process is:
Messy? Yes.
Shame-free? Absolutely.
Does it last? That’s the whole point.
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The Money Healing Process

Messy? Yes.
Shame-free? Also yes.
Does it last?

Absolutely.

What members are saying:

  • A smiling woman with straight black hair, wearing a beige silk blouse, standing in front of a white door.

    Quiana

    "My relationship with money was fraught with deep-seated beliefs in scarcity, lack, and an overwhelming sense of shame whenever the topic arose. However, the Club, under the gentle guidance of Rachel Duncan, has taught me invaluable lessons about myself and the limiting narratives I've carried for years."

  • A young woman with wavy brown hair holding a smartphone, wearing a green leather jacket and a necklace with the initial 'N', standing in a bedroom.

    Maddie

    "I was relieved to know that I wasn’t ALONE. Finally, other people get it and are experiencing the same things that I was hiding in shame and could no longer talk to family and friends about. I knew deep down I couldn’t quite figure out this whole money thing on my own, Rachel’s soft and welcoming presence is like the care I always wanted from my parents."

  • A young woman with dark green hair and lip piercings taking a selfie in front of a colorful background.

    Cait

    "The past few months I've been finding myself again. Stripping away the things that aren't for me, and adding in the things that are. The Club is a huge part of that. The community and support I've found with my fellow members has empowered me in ways that extend far beyond just improving my relationship with money. Most importantly, it's helping me improve my relationship with myself."

  • Smiling woman with dark brown hair wearing a festive green sweater with candy cane patterns, sitting indoors.

    Amanda

    "Being part of the Money Healing Club has been incredibly supportive. Rachel, thank you for creating such a welcoming community. It has been comforting to know others are going through similar financial journeys. Since joining, I’ve become much more conscious of my spending habits and have taken the first steps towards understanding my overall financial picture. This is just the beginning of my healing process, and I’m moving forward with hope and optimism. "

  • A young woman with light brown hair sitting on the grass in a park, wearing a black jacket. A brown dog with a blue collar is sniffing the ground nearby. There are trees, a stone wall, and modern apartment buildings in the background.

    TW

    "With Rachel’s help and the Money Healing Club, I was able to get four bank accounts in the positive, pay off my credit card, create and use a budget, and understand my income vs expenses. It has been so beautiful and powerful to realize how many others are experiencing the same thing I was."

  • Close-up of a woman with glasses smiling in an indoor setting with plants and a sign in the background.

    Angie

    “The Money Healing Club has been just what I needed to get my finances back on track. From the financial lessons to the healing exercises to the supportive community I am gaining more confidence with my finances and finally processing decades of shame and fear around money. So grateful for this space and excited to keep growing with the program.”

  • Thea

    “Being raised in a family that does not provide healthy tools for managing money (especially for women) coupled with undiagnosed ADHD leads to crippling feelings of inadequacy and shame around money… Healing in community helped neutralize the shame that had kept me stuck for so many years… I have seen more positive results in the last 6 months than I have in my entire adult life and I know that the MHC is my key to success!”

  • Black and white portrait of a woman with shoulder-length wavy hair, smiling, wearing earrings and a nose ring, in front of a brick wall.

    Rachel

    "The Money Healing Club has helped me to feel less alone in my money struggles. I am learning that the issues I have with overspending have much deeper roots than I had realized and that I have a lot of healing to do in order to change these habits. The MHC has been a great place for the community around these issues and for learning ways to make improvements. It has been instrumental in my journey to building a better relationship with money and I am so glad I joined."

  • Smiling woman with red hair sitting at a table with a typewriter

    Shae

    "Before joining MHC, I felt like a Dave Ramsey drop-out and talking about money felt like punishment. Now, I feel financially free (forever!) simply because I have access to Rachel & the MHC. It is the down-to-earth, real-life advice, toolkits, resources, and compassion that makes it safe to go deep. The process might feel like a Brazilian wax to your finances— shocking and raw at first, but ultimately liberating and even more pleasurable!” 

  • KW

    “If you are thinking about joining, you should. You will gain so much by knowing your struggles are not unique and Rachel is an amazing, kind, wonderful leader.”

Join now, doors close July 12

Meet the Team

  • Photo of Rachel Duncan, sitting, hands clasped leaning forward and smiling

    Rachel Duncan MA, CFT™, ATR-P®

    FOUNDER

    Rachel is the founder of the Money Healing Club and a Certified Financial Therapist™ and Registered Art Therapist® who believes that financial wellness is about so much more than spreadsheets (though she secretly loves those too).

    More about Rachel

  • Photo of sydney in a leopard print coat and classes, crouched down and relaxed

    Sydney Harbosky

    TAPPING EXPERT

    Sydney is a certified EFT (Emotional Freedom Techniques) practitioner who is passionate about helping people improve their relationship with money with Tapping. Outside the Club, Sydney offers EFT sessions to help creatives navigate patterns like avoidance, scarcity thinking, and overwhelm—so they can feel more calm and capable.

  • Woman with long green hair smiles at camera

    Noelle Cochran

    COMMUNITY SUPPORT

    Noelle is a Community Operations & Support specialist with a desire for expanding and growing connections in the digital world and beyond. She has been supporting communities in their various journeys since 2021, completing Engaging Your Online Community Accelerator and Leading Online Communities with the CMJ Group. Noelle is excited to be here in Money Healing Club!

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FAQ

(aka: The Stuff You’re Secretly Wondering)
We’ve heard it all — and you still belong here.

  • Nope. There’s nothin you have to do to qualify.
    Many members join us having debt, small savings, or never having had a kind money conversation before. You’re not beyond help — you’re in the right place.

  • Maybe.

    Budgets are one of many tools. If they support you, we’ve got resources. If they don’t, you’ll love our focus on intentional, intuitive spending as well.

    We have a monthly “Lunch & Budget” where one of our guides will help you set up and navigate the Monarch Money App.

  • You can cancel any time in your profile or email us support@moneyhealingclub.com

    PLEASE plan for 3–6 months of active participation to feel real change. This isn’t “instant oats” work: it’s steel-cut oats - takes a bit longer, but the result is way yummier

  • There are no guarantees of financial results by joining the Club. The money healing process can only happen when you show up and take an active role in your learning and healing.

    Most members notice shifts in 3–6 months. Sometimes it feels worse before it feels better — because you’re facing things you’ve avoided. That’s normal.

    Money work is tender stuff, and I don't pretend otherwise.

  • We have themed months in the Club and the events relate to that theme (e.g. mental health, income, resolutions, and more...)

    Each community call is an hour long, and has a money-related topic, rotating between masterclasses on personal finance, creative healing, open office hours with Rachel, book and film club, and co-working sessions. Over the course of a year, each month of live events gives you a 360 degree perspective on an aspect of money.

    We offer one evening session (US) each week and several midday monthly sessions to give you lots of options to connect and recenter.

    After introductions and warm welcomes, there is a prepared lesson and discussion. We ask that members keep what's said at these events private and honor the value of safety in sharing vulnerably.

    You have the option to work through additional money healing lessons and get organized with our spreadsheet (which comes with a mini-course) in between live calls.

    Masterclasses and book clubs are recorded and posted within 2 days.

  • In addition to being a Certified Financial Therapist, I'm also a trained Art Therapist. Once a month our community event is a guided art-making session around something intangible about money.

    From your experience with Class, to your family's attitudes around money, art-making can help you process those heavy and hard-to-pinpoint aspects of money.

    • No art experience necessary

    • No requirement to share your artwork (just invitations)

    These sessions have become a fan-favorite in the Club!

  • Nope. Sharing is encouraged but never required. Lurkers are welcome and loved.

    • We don't rely on "quick tips and tricks' or "money hacks"

    • No cookie cutter process

    • The Club and curriculum are led and designed by a credentialed expert in Financial Therapy

    • We look at the long-game, no weekend bootcamps here

    • We integrate image-making and creative processes into some of the community sessions which lets you look at your relationship with money in a whole new way.

  • Nope. While many members are women or femme-identifying, the Club is open to anyone who resonates with our approach. We are a feminist space — and feminism is for everyone. 👉 Read our Community Guidelines.

Join now - Doors close July 12

I know you’re tired of financial stress, but you can’t seem to get out of your own way.

The Money Healing Club Membership is the perfect place to start and maintain your money healing journey.

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You are not your bank account

Ready to start your money healing journey?

The Money Healing Club is the perfect place to begin and the perfect place to stay supported as your relationship with money continues to heal.

Come for the budgeting support.

Stay for the nervous system shift, the community, the creative healing, the “oh my god, I’m not broken” relief, and the kind of money transformation that actually reaches your life.

50 dollar bill sticking out of a pair of jeans pocket
I'm beyond ready! Let's go.